Medi-Cal Update-Asset Limit Test

Medi-Cal Updates: Asset Limit Reinstatement

Courtesy of DHCS, dated 9/2025

Medi-Cal will consider assets (what you own) when deciding if you qualify starting January 1, 2026.

Who does this apply to?
Medi-Cal members and applicants who: » are age 65+ or older, or » have a disability (physical, mental, or developmental), or » live in a nursing home, or » are in a family that makes too much money to qualify under federal income rules.

  • How much can I own and still get Medi-Cal?
  • $130,000 limit for 1 person.
  • +$65,000 for each additional household member (10 people maximum).

What paperwork will I need?
You may be asked to send proof of the assets you must report, like statements for your bank accounts, car loan, or mortgage.

  • Examples of items you must report:
  • Bank accounts.
  • Cash.
  • Certain savings.
  • Primary home.
  • Additional properties, such as rental homes.
  • Motor vehicles.
  • Life insurance policies.
  • Digital wallets, like Apple Pay and Venmo.
  • Retirement accounts.
  • Other personal and household items, like a wedding ring or musical instrument.

Medi-Cal members: You do not need to do anything unless you get a renewal form or request for information from Medi-Cal. Turn in your information by the due date so you don’t lose your Medi-Cal!

Contact your county Medi-Cal office with questions. For more information, visit https://www.dhcs.ca.gov/asset